What is Debt Settlement?  Debt settlement is an attorney-backed negotiation on behalf of a client whereby your creditors agree to settle outstanding debts for a dollar amount that is lower than the actual amounts owed.

Our 50% Guarantee: We guarantee that we will settle the client’s debts for 50% or less than what the client actually owes the creditors. Click Here for details

  1. Confirm that you are in a state approved by Home & Real Estate Services                                                                        (Click Here for the current State List)
  2. Call us at (949) 812-6301 and Press 1 to speak with one of our qualified debt counselors.
  3. Read our Client Disclosures:  (Click Here for Client Advisory Disclosures)
  4. Fill out and send back the Global Application.                           (Click Here for the Global Application)
  5. Once we spend 15 minutes with you taking your application and once you sign Global Application (#4) you will be officially enrolled. 
  6. If you are not approved, then an explanation will be sent to you so that you can be informed of the reason.
  7. If you are approved, then an email will be sent to you notifying you of your approval.  An orientation will be scheduled within 24-48 hours (The appointment itself could be a long as a week or two depending on your schedule. Since the orientation interview lasts about an hour we want to make sure that you are available for that amount of time)
  8. Your funds will be held in a Global Client Solutions (trust account) individual accounts only when you agree to use them.  You have full access to their funds and can withdraw them at any time. All your fees will come from funds deposited into your account.
  9. The ‘Intro-Pack’ will be sent to you welcoming you to the program.
  10. You must send creditor statements and other information to us company to help process your accounts for negotiation as soon as possible; once received; your address will be changed so that all the creditor mail goes to our company.
  11. The account will be transferred to our law firm after you make your 3rd setup fee payment.
  12. You will be contacted at least once a month for the length of the program to make sure that you are not having any problems or questions.
  13. The law firm will send letters to your creditors stating that you are being represented by an attorney.
  14. Non-Attorneys and attorneys that are representing the law firm will be settling your accounts. You will not be represented by an attorney if there is a court case; Non-attorneys will not give legal advice, but may quote from written materials approved by attorneys.  Besides debt reduction we also provide an orderly, acceptable way of paying debts.  There is a possibility of favorable payment arrangements when necessary.  In this case we are still helping you. An attorney is overseeing your accounts to make sure that you are being handled to the best of the company’s ability.

 


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