Borrower Management and/or ownership should be experienced.  past or present credit problems, including Chapter 11 or 7 Bankruptcies or workable.

Loan Amount

From $1,000,000 to $100,000,000

Loan Term

1 to 5 years, interest only.


Loans may be prepaid at any time with no prepayment penalties.

Interest Rate

A preferred interest rate priced at 450 to 750 basis points over the Prime rate or LIBOR (Typically 12% to 15%).

The Collateral

First-mortgage on land, Office, Recreational, Medical, Warehousing, Manufacturing, Hospitality (Hotel/Motels) or Industrial properties- Non-income or income-producing located anywhere in the USA and selected countries around the world.

L-T-V Ratio

50% to 70% of as-is quick-sale value.

Use of Loan

Proceeds may be used for land development or acquisition, construction costs, real estate acquisition, equipment, working capital and closing costs or cash-out.


Approval within 24 hours, commitment within 48 hours and closing within 7-14 days.

Equity Interest 

Up to 50% of the equity or, a Fee in lieu of equity, equal up to 10% of the Loan Amount.

Fees & Costs

Application Fee:  $5,000 - $10,000 plus out-of-pocket expenses, which are NON REFUNDABLE if in compliance with Lender's Letter of Interest.  Commitment Fee: 3% of the Loan Amount.


Borrower's Financial Statements and Tax Returns for 2 years - Brief Property description - Schedule of all proposed capital expenditures - Appraisal, if available

* Quick-sale value defined as cash sale within a 180 day period