NO PAYMENT SHOCK - payments factored into the loan
  We pay through the loan to fix your clients' credit
  Early Termination Fee only $450.00
  Interest Rate 12% to 19.99% (Depends on Purchaser/Investor)
  Both Home Equity Lines and Closed Seconds available
  Home Equity Line - Interest Only
  Home Equity Line - 3 Year Draw - 5 Year Repayment
  As a referring Broker you can Make up to $5000.00
  Loans up to 65%
  No FICO requirement  Sub 500 FICO OK
  Bankruptcy payoffs (Chapter 7 & 13)
  In most cases, NOD or Notice of Trust Deed Sale/Pending Foreclosure
  Some Cash Out Restrictions (We like to pay debt)
  Debt to income ratios not a factor  (Must have ability to pay)
  Prefer Loan Amounts under $100,000 ($250,000 on case by case)
  Docs as fast as 48 hours and funding as fast as 7 days
2nd Trust Deed Submission Requirements:
Email us the below:  info@ReduceHousePayment.com
1008 / 1003
Credit Report
Prelim within 30 days (If Available)
Mortgage Coupon
Proof of Insurance
Home Utility Bill
Copy of the 1st Trust Deed/Note
Reinstatement 1st Trust Deed (if you have one)
Appraisal:  Email to:  appraisals@ReduceHousePayment.com
(If you don't have an appraisal, please let us order it)
 
Broker Apply:  http://www.ReduceHousePayment.com/Broker/
Call for Information: (949) 812-6301
Fax to: (714) 316-1293
 
What we charge:
5-10 points:  Loan amounts to $100,000 (Fees negotiable on loans over $100,001)
Closing Cost:  Estimated $1000
Brokers Fees are Negotiable/Max $5000
      

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